Here's today's "Take a Moment": Budget
With today's economy, if you haven't planned a budget or even thought about it, make that your new year's resolution. We created a spread sheet in Excel that indicates every payday and each bill and when they are due. Every time Wife gets on the computer, she checks it to see if any are due that day. If any are, she checks the bank account to make sure there's money to cover it, and either pays the bill online or sends a check.
Also, each regular check received immediately gets divided - first to savings, part to each of our personal accounts, and the majority to the joint account for bills.
We don't have much extra, especially in this economy, but at least the mortgage is being paid every month. Is yours?
A GARDEN MAZE OR LABYRINTH
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Trying to figure out how to make our little farmette somewhat profitable so
Hubby can quit job in a couple of years. Since we might not be getting any
cash...
13 years ago
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